Here are some risks you may face as a lender, including: 

• Non-payment risk: Borrowers may be unable to repay their loans according to the agreed schedule, which can affect the return of your funds. 
• Restructuring: In some cases, loans may need to be restructured, meaning changes in payment terms, such as an extension of the tenor or a reduction in interest rates, which can impact the timing and amount of repayment.