Instant Approval is a program by KoinBisnis that allows you to get loan approval up to IDR 15,000,000 in an instant! All analyses are done automatically through an integrated system in accordance with OJK regulations, so you don't need to wait for a call from the KoinBisnis team. With simple requirements, such as a photo of your ID Card and a selfie with your ID Card, your loan can be approved on the same day.

However, if you need a loan higher than IDR 15,000,000, you can apply for a KoinBisnis loan as explained in this FAQ "What information do I need to apply for a loan?".