At KoinWorks, you lend your funds to real individuals and businesses, not to artificial financial products. Our borrowers register their loans for constructive purposes, such as business development, financial improvement, and education.

All borrowers at KoinWorks must go through several processes of evaluation and data validation to obtain a loan. They will also undergo a credit analysis, including an assessment of their financial statements, loan application, and our financial algorithm to evaluate their repayment capabilities. Please be aware that loan applications at KoinWorks are categorized based on risk analysis.